Jesus taught us a strange and radical doctrine: that we are not to accumulate wealth. He made two commands that together form this doctrine. The doctrine is further supported in Acts and in the Pauline epistles. The first command I will cover here in Part I. It is found in Matthew 6:19-20:
Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal; 20 but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal.
Since the Greek for “treasures” means “concentration of wealth,” Jesus is clearly commanding us not to accumulate wealth assets on earth. This command is radical—and seldom preached. Dr. William MacDonald, late president of Emmaus Bible College, author of 84 published books, had this to say in his Believers Bible Commentary about these two verses:
“…contains some of the most revolutionary teachings of our Lord—and some of the most neglected. In verses 19-21 Jesus contravenes all human advice to provide for a financially secure future … This teaching forces us to decide whether Jesus meant what He said. If He did, then we face the question, “What are we going to do with our earthly treasures?” If He didn‘t (mean what He said), then we face the question, “What are we going to do with our Bible?””
Most Christians don’t even think about the real meaning of the Matthew verses; they are either reading their Bibles without asking the Holy Spirit for interpretation; or their pastors, when covering this Scripture, have distorted the teaching to make it more palatable--such as emphasizing our “attitude” about our possessions. The pastor simply only cares that we don't get obsessed with accumulating more wealth, or obsessed with protecting what we have. So they often tell us that our sin here is to “treasure in our heart” our possessions. Unfortunately, that severely changes the verse, detracting from its clear meaning of not accumulating assets to “not coveting,” a much more vague concept--and one easily dismissible by many nominal Christians--so, people conclude, "I'm not sinning if I'm not coveting." We thus can forget the radical demand of the verse if we’re in a complacent mood (which we usually are). But the verse should be taken literally; it is simply a command not to lay up, or “store.” To preach that we need to look first at our heart to determine whether our possessions are our “treasure” is the exact opposite of what the verse says: as Jesus says in verse 21: For where your treasure is, there will your heart be also. Jesus knows (better than we do) that if our treasures are on earth, then the heart’s desire is earthly as well.
For further proof, let’s go to Luke 12:16-20. Here is a man who simply wants to be a saver, an investor, then retire—normal godly traits, we assume. If we didn’t read verse 20 and following, we would assert that he is a model of wise behavior:
"The ground of a certain rich man produced a good crop. 17 He thought to himself, 'What shall I do? I have no place to store my crops.' 18"Then he said, 'This is what I'll do. I will tear down my barns and build bigger ones, and there I will store all my grain and my goods. 19And I'll say to myself, "You have plenty of good things laid up for many years. Take life easy; eat, drink and be merry." ' 20"But God said to him, 'You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?'
This man DIES, seemingly, for being a wise planner! No other motivation is given for God's reaction. Hmmm. God evidently does not see the virtue of “saving” as we see it (not a surprise, actually; see Isaiah 55:8). What was the sin of the rich man, that he was called a “fool?” Was it that he forgot to ask God’s advice on what to do with his riches? Was it his intent on laziness? His pride? Well, Jesus answers that question in the next verse. Did Jesus say, “So is he who forgets to seek counsel from God?” Or, “ so is he who is proud?” No; Jesus says in verse 21:
“So is he who lays up treasure for himself, and is not rich toward God.”
This is so clear as to be unassailable. Yet preachers everywhere twist the clear meaning into something smoother, more palatable--less radical. Let me emphasize this: His sin that made him a fool and paid with his life--was laying up treasure, accumulating wealth assets--the same sin as quoted in Matthew 6 above. The verses point out a radical and definite command from Jesus to us. Will we obey that command, on faith? This is a serious sin, as well; the investor/retiree above died from disobeying it. Meditate on what you're reading here. Let’s call this concept Jesus’ command to Non-Accumulate. Yes, this is a financial life-changing doctrine. I suspect that pastors generally don’t believe that non-accumulation is a genuine command. They say, “Jesus cannot be teaching us to be so imprudent. What if I lose my job? If I haven’t saved some wealth, what could happen to me and my family? Jesus must be using allegory here; or, He doesn’t mean this for everyone at all times. So, since it is not a real command, I can ignore it.” Well, there are two answers to this train of thought. The first answer is: If it’s a command, it’s a command to obey, no questions asked. Our job is to obey it, not explain it away because it might leave us feeling insecure. God knows better than us. We can’t always know why. We should have faith in a loving God as His children that He will sort out the repercussions to our best spiritual interest. The second answer is: Where is your faith in God’s power? Jesus knows our concern here and answers it only a few verses later—in Matthew 6:26 and 31-32:
Look at the birds of the air, for they neither sow nor reap nor gather into barns; yet your heavenly Father feeds them. Are you not of more value than they?…So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' 32 For the pagans run after all these things, and your heavenly Father knows that you need them.
In other words, trust in God, not in yourself (your savings). Look, we all need to see God at work more, to know that He is real. What better way to experience this than seeing God rescue us from a financial tough spot? If He doesn’t rescue in a tight spot, maybe He is telling us: Hey, how did you get in that spot?
If we got there by overspending: Maybe we need to get less worldly in the use of our money and time. A second possibility may be that He wants to teach us not to buy an item yet—that would teach us patience, or maybe we would use such item to indulge in some sin, or idolize it, pulling us farther away from Him. In any of these, we get away from getting closer to Him and His will if we just snap out some savings to pay. We should leave ourselves open to God speaking to us—which He can only do if we don’t just fall back on our savings or credit card, our own security, for rescue. Families with kids living with them should get their children involved too. If you and your kids actually plead with God and then see God rescuing you, or if God refines worldly desires from your family, you—and the kids—are more likely, from that personal touch from Him, to grow to being “sold out” for the Lord. Isn’t that where you want your family to be? What would really sell the kids—and do good for humanity—would be to use your extra cash to give to the needy (to be discussed in second blog) rather than add to savings. By initially giving away your savings or extra cash above necessities, you test Him (Malachi 3:10). He will be happy to show that He is your security, not your reserve savings. We need to make sure that we are not insecure in Him. According to Psalm 37:25, you are not vulnerable to poverty if you are in the center of God’s will. You can’t be in that wonderful place by trusting in yourself rather than God.
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